To Avoid Delays and Ensure an Effortless Approval, Loan Process, and Closing, Follow Some of these Guidelines
To Keep Your Homebuying Journey As Smooth as Possible.
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- Inform Lender on Any Changes in Employment, Income, or Assets
- Continue Living at Your Current Residence
- Continue Making Mortgage or Rent Payments
- Stay Current on All Existing Accounts
- Advise Everyone on Upcoming Vacations or Business Trips
- Don't Buy a Car Before Purchasing a Home.
- Make Any Major Purchases with Credit Cards *Max 30% Balance
- Apply for New Credit or Loans
- Make Large Deposits to Your Checking or Savings Accounts
- Close or Max Out Credit Accounts
- Change Bank Accounts or Transfer Balances From One Account to Another
- Change Your Source of Closing Funds